Productive Things to do if you Spend a Lot of Money

Do you spend a lot of money or have zero savings? Well many can relate to this as mostly people have a lifestyle where they spend a lot of money on clothing, accessories, groceries, gold, clubbing, nightlife, holidays, etc. Well to avoid this, you can start doing some productive things to cut down your expenses.

1. Start cooking healthy meals for yourself. Instead of spending money in restaurants, develop a habit of eating healthy food at home.

2. Ask your friends to come home for drinks. It’s better to always party at home rather than spending in clubbing and night clubs.

3. Visit your family members and relatives.

4. Watch movies and web series on Netflix, YouTube, rather than going out for movies in cinemas.

5. Plant your own Garden.

6. Go for jogging, yoga and walk. It’s better to jog anytime than doing gym.

7. Calculate and keep an eye on your budget and spend strictly according to that only.

8. Listen to your favorite songs.

9. Shop and buy only what you need right now. It’s ok to buy nothing if it’s not required at the moment.

10. Update your resume and upload it on Job portals. It’s good to have a better option always.

11. Decorate and organize your home with small little things.

12. Start a blog to promote your writing skills and creativity.

13. Start developing a habit of reading novels or books, it will brush up your vocabulary and will help you to spend your time on something creative.

14. Don’t buy extra clothes, try to reuse your old clothes and style it with different pairs.

15. Start saving money and invest it in PF, LIC policies so that even you want you cannot touch that money.