Preparing for Bank Holidays in India – 2025

As 2025 approaches, it’s time to plan for the upcoming bank holidays in India. Whether you’re making financial transactions or preparing for travel, knowing when banks will be closed is essential for effective planning.

Key Takeaways for 2025 Bank Holidays

• Second and Fourth Saturdays: Banks will be closed on the second and fourth Saturdays of each month.
• National Holidays: Three key national holidays will be observed:
  • Republic Day (January 26)
  • Independence Day (August 15)
  • Gandhi Jayanti (October 2)
• State-Specific Holidays: In addition to national holidays, various state-specific holidays are observed due to local festivals and regional observances.

Financial Planning During Bank Holidays

• State-Specific Holidays: Check your state’s specific list of holidays, as these may vary across regions.
• Leverage Net Banking: Most net banking services remain available around the clock, even on bank holidays, allowing you to perform transactions online.

Travel Planning Around Bank Holidays

• Regional Festivals: Take note of local festivals when planning travel, as these may lead to bank closures in certain areas.
• Prepare Financially: Make sure you have sufficient cash in hand and complete any important financial transactions before holidays to avoid disruptions.

Important Considerations

• Restricted Holidays: Some holidays, such as Raksha Bandhan, are classified as restricted holidays. During these days, certain banks may operate with reduced hours, or some branches may remain closed.
• Bank-Specific Variations: While national holidays and second/fourth Saturdays apply across the board, some banks may observe additional holidays or differ slightly in their schedule. Always check with your bank for confirmation.

Where to Find Bank Holiday Information

• Online Holiday Lists: Websites like PublicHolidays.in and ClearTax provide up-to-date lists of bank holidays across India.
• RBI Website: The Reserve Bank of India’s official website is a trusted source for comprehensive holiday schedules.
• https://gad.gujarat.gov.in/personnel/Images/pdf/bank_holidays_2025.pdf

By staying informed about the 2025 bank holiday schedule, you can easily plan your finances and travel, ensuring a smooth year ahead.